This tip from Dave Ramsey can help you get brand name products for less than generics

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Don’t go to the supermarket again without reading this.

When you go grocery shopping, you understandably want to keep costs as low as possible so you don’t end up with a huge credit card bill that is difficult to pay.

In many cases, buying generic products is one way to help you. reduce your spending on food. Generics tend to be cheaper than their brand name counterparts and are often, but not always, similar.

Sometimes, however, you may prefer to buy the brand. The good news is that financial expert Dave Ramsey has advice he can follow that could actually make the brand name cost less than the generic alternative. If he’s interested in buying a name-brand product for less, this tip may be able to help make that happen.

Here’s how Ramsey says you can save on name-brand items

If you want to be able to buy brand names instead of generics and still spend less money to do so, Ramsey said you need to get into a habit: couponing.

“Most of the coupons are for name-brand items,” Ramsey explained. “If you have a good coupon (or several that you can stack!), it can drastically reduce the price, sometimes even lower than the store brand. So don’t automatically assume that generic will be the least expensive option every time.” “.

Ramsey suggests taking the time to compare prices, while also reviewing available sales brochures and manufacturer coupons, to find the best deal. If you can get a brand name item for less than the store brand alternative, it is usually a win-win and worth the effort.

How to implement Ramsey’s advice

While some of Ramsey’s advice is questionable and it may not be worth following, your suggestion of using coupons to save on name-brand products is spot on. Coupons can drastically reduce the price, especially if you can combine offers. In fact, sometimes it’s even possible to buy name-brand items for free or for just pennies if you use coupons wisely.

The key, though, is figuring out how to make coupons work for you. And there are a few ways to make that happen:

• Understand coupon sources: Many coupons come in inserts in the Sunday paper, so you’d theoretically have to buy a newspaper to get them. However, you can buy pre-cut Sunday paper coupons online, if you don’t feel like going to the trouble or expense of buying paper and cutting the coupons. You can also get coupons from online sites, including from different product manufacturers, or by contacting the manufacturer directly to review their product or request deals.
• Look for stacking coupons: In many cases, it is possible to use multiple coupons at once, such as a store or manufacturer coupon. These are situations where you can really get a good deal because you’re reaping savings from multiple sources.
• Plan your purchases strategically: If a name-brand item is cheap with a coupon, buy enough during the time the coupon is valid to last until the next time the item is on sale. That way, you can avoid having to pay full price or having to buy a generic alternative.

With these tips, we hope you can stock your pantry with the name-brand foods and other household staples you love without blowing your grocery budget.